Terms of Service


This website is operated by Affinite Solutions Private Limited (“Affinite”). ClearCard is a digital product under Affinite Solutions Private Limited. Throughout the site, the terms “we”, “us”, and “our” refer to Affinite and any of our related companies. Affinite offers this website, including all information, tools, and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. For the avoidance of doubt, any reference to “Service” also includes the products traded and/or sold on this website. For the avoidance of doubt, any reference to “product” has the same meaning as “Service” as defined herein. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

“ClearCard” is a digital product under Affinite Solutions Private Limited. ClearCard provides individuals and businesses with a digital communication management platform with the Services including, but not limited to; physical NFC smart name card, instant and automated contact sharing, customisable e-Business profile, personalized QR code, customer interaction tracking, user management, customised chatbots, and integrations with other applications.

“Merchant” and/or “Admin” means the person or entity who registers to use the ClearCard Service by creating a brand/merchant/admin account. If an individual creates an account on behalf of their employer, then the employer will be deemed to be the Customer and will be bound by these Terms.

“Authorised User” and/or “User” means any person or entity that a Customer authorises to use the ClearCard Service on their behalf. This includes the Primary Admin (as nominated by the Customer), other employees, and personnel of the Customer who are authorized to use the ClearCard Services on the Customer’s behalf, and also includes support partners and other third parties with whom a Customer shares its ClearCard account details with, and for whose conduct the Customer is responsible for.

“Customer” and/or “Individual” means the person who registers to use Affinite’s Service by creating a ClearCard consumer or business account, for the purpose of utilising the communication management platform to share contacts and build on their contacts database, including placing any order(s), which are accepted on the ClearCard website (“Website”).

“We”“Us”, and “Our” refers to ClearCard, Affinite, and any of our related companies.

“You” means the Merchant or the Customer (where the context permits) and includes any Authorised Users.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of these agreement, then you may not access the website or use any Service.

Any new features or tools which are added to the current store as it may be from time to time shall also be subject to these Terms of Service at any time on this page. We reserve the right to update, change, or replace any part of these Terms of Service by posting updates and/or changes to our website without further notice to you. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our store is hosted on Amazon Web Services (“AWS”). The website infrastructure is built on HTML code, which allows us to customise our webpage and its content to sell our products and services to you. You agree to indemnify us from any liability arising from our use of AWS services.

General Conditions

We reserve the right to refuse service to anyone for any reason without further reference or notice to you at any time.

You understand that your content (not including credit card information), may be transferred unencrypted and involve

(a) transmissions over various networks; and

(b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks. We will, insofar as it is reasonable, ensure that your personal data and/or information does not contravene the Personal Data Protection Act 2012 of Singapore (“PDPA”).

You agree not to use, reproduce, prepare derivative works from, display, further develop, duplicate, copy, sell, resell, or commercially exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

You may not misuse the App/Website in any way such as by transmitting or distributing any malware or virus, in any form, which is malicious, technologically harmful, in breach of confidence or offensive. Criminal misuse of the App/Website is strictly prohibited. No person may hack into any aspect of the App/Website, corrupt data, infringe any person’s proprietary rights, send unsolicited material or in any way interfere with the performance or functionality of any computer facilities accessed through the App/Website. Any breach of these provisions shall be construed as a criminal act under applicable laws, including under applicable laws and offenders shall be subject to the strict penalties imposed therein.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.

Use of Account

As a User, ClearCard grants you a limited, non-exclusive, non-transferable, recovable license to use the ClearCard Services (subject to your account type) for the purposes of the Individual or Merchant’s business, and in accordance with these Terms.

You are responsible for any conduct or activity undertaken in your account (whether online or by calling our support centre), including any changes made, and the input or modification of or access to any data or information in your account, by any of your Authorised Users. In particular, our primary point of contact with you will be your nominated Primary Admin, who will be considered as authorised by you to make changes, give instructions and receive notices on your behalf.


  1.  You are an Authorised User using or accessing the ClearCard Services for the benefit of a Customer, then you are responsible for ensuring you have the right to do so from the relevant Customer (including all necessary authorisations to access, amend or remove data, or make changes to the Customer’s account); or
  2. You are a Customer, then you are responsible for authorising use or access of the ClearCard Services by an Authorised User and will indemnify Affinite Solutions against any claims or loss relating to any Authorised User’s use of or access to your account.

We will have no responsibility to anyone other than the Customer, and the ClearCard Services and these Terms are intended solely for the benefit of the Customer and not for any Authorised User(s).

Payment Terms

For ClearCard’s Software as a Service (Saas), customers will sign up directly from the website. They must first click on the “Sign up” or “Buy now” button and will thus indicate the plans and payment tenure of choice (monthly of annually). After which, customers would then need to fill in information (for e.g., name, email, phone number, company logo (if any), type of business (freelance, sole-proprietor or company limited by shares), and etc.).

Payment will be made by credit card or debit card. The tokenisation of the card means that the plan is auto-renewable.

By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and that you have given us your consent to allow any of your minor dependants to use this site.

You may not use our products for any illegal or unauthorised purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including by not limited to copyright laws). You shall hold us harmless and indemnify us for any contravention of laws or unauthorised purposes arising from your use of our Service.

You must not transmit any worms, viruses, or any code of a destructive nature.

A breach or violation of any of the Terms will result in an immediate termination of your Services.

Termination, Suspension and Cancellation of Account

Affinite has the right to terminate any account that has been misused or deemed to be infringing on state laws with immediate effect. If an account has been terminated in this circumstance, a refund will not be made regardless of the unused months within the service plan. We may also cancel or suspend your account immediately if, in our sole discretion:

  • You have committed a material or persistent breach of these Terms or any other terms applying to your use of the ClearCard Services;
  • We consider that provision of the ClearCard Services, or use of them, in your territory or jurisdiction will or is likely to breach any applicable law;
  • We decide to withdraw the ClearCard Services from your territory or jurisdiction altogether; or
  • Misuse of ClearCard’s platform
  • You fail to comply with any limits or restrictions (eg, on the number of users, registers or transactions) applicable to your ClearCard plan

You are entitled to cancel your account with ClearCard at any time. You may cancel your account by following the prompts when you are logged into your account through the Website. You may also email us at support@clearcard.io to terminate your auto-renewal.

Cancellation will take effect at the end of the current billing period. You will still be able to access ClearCard’s Service until then. We do not refund or credit for partially used billing periods.

Cancellation of Monthly and/or Annual Plan

If you cancel your account and/or plan before your next billing cycle, there will be no charge for your next billing cycle. However, if you cancel your account and/or plan after the billing cycle, there will be no refund.

If your account and/or plan is cancelled, your account will be deactivated and all of your rights granted under these Terms will immediately come to an end (except to the extent that it is necessary for them to continue in respect of our ongoing storage of your data up to the date of permanent deletion). We are not liable for any loss or damage following, as a result of, cancellation of your account and/or plan. It is your responsibility to ensure that any content or data which you require is exported, backed-up, or replicated before cancellation.

The account may be reopened or terminated, following the result of an internal investigation.

Refunds for NFC Smart Name Cards

No refunds will be given for cards purchased. Please write in to support@clearcard.io in the event that you would like to request a refund. Refunds may be considered if the card is defective, non-functional, and has not been tampered with by the customer. Subject to a case-by-case basis, there may be cost incurred during the process, to be borne by the Customer. We will take into account the administrative, transportation, logistic, and printing cost involved, and you agree that you may not receive the original full amount.

We will not be liable for any lost, misplaced, defective, or damaged cards due to your negligence.

Fees and Taxes

The fees charged for use of the ClearCard Services are set out on the Website (or as notified to you in the case of some exclusive plans) (“Fees”) and are subject to change. We can change the Fees, and/or introduce new pricing packages and terms, at any time by giving you 30 days’ prior notice (by email to your Primary Admin or by displaying a message the next time you use the ClearCard Services). The new Fees or pricing/package terms will apply to you from expiry of that notice, unless you choose to cancel your account before the changes take effect. Also, the new Fees will apply to you immediately if you choose to change your plan/package (or if you reactivate your plan after cancellation). Fees are charged in advance on a monthly or annual basis and are non-refundable, including if you only use part of a month or year’s subscription for the ClearCard Services.

If you are late in paying any Fees, we may charge a late fee of the greater of USD$20 (excluding GST, if any), or up to 1.5% of the unpaid Fees.

If you are carrying out a free trial of the ClearCard Services (as offered on the Website), the free trial will begin on the day that your account is opened and end when the published trial period finishes. If you wish to continue to use the ClearCard Services at the end of the free trial period, you will need to provide valid credit card details (unless you choose to use any free ClearCard Services which we may offer from time to time). If you choose not to continue with the ClearCard Services, then your account (and all data associated with it) will be deleted after the end of your free trial. Data will be deleted after 30 days following the end of your free trial, unless we’re required to retain it for longer under applicable law.

All Fees are exclusive of all taxes and you are responsible for any taxes that may arise. You indemnify and hold Affinite Solutions Private Limited and its business related companies harmless against any claims by any tax authority for any underpayment of any sales, use, goods and services, value added or other tax or levy, and any penalties and/or interest. If you are required to withhold or deduct tax from the Fees, you will pay ClearCard such additional amounts as are necessary to ensure receipt of the full amount which would have been received but for the deduction.

If you are located outside of Singapore, then payment of your Fees could incur additional bank fees at the discretion of your bank. Bank fees may be charged for currency conversion and international settlement; and your charge may still be subject to additional fees even if you are being charged by ClearCard in your local currency. If your credit card statement charge differs from your ClearCard invoice, please contact your bank in the first instance. Affinite Solutions Private Limited and its business related companies is not liable for any additional bank transaction fees that may be charged.

User Plans Limit and Reasonable Use

ClearCard’s Service is available in a range of packages/plans (individuals and businesses), giving you options including in relation to the number of Accounts and Users you can have, the number and contacts you can process on the ClearCard Service and the features and services you have access to, and the Fee you pay, as described on our Website from time to time (or as notified to you, in the case of some exclusive plans). We may update those plan limits at any time (for e.g., by increasing, reducing or removing limits) by updating the plan descriptions on our Website (or as notified to you, in the case of some exclusive plans). You’ll be expected to comply with the updated plan limits from the next time you use the Clearcard Service. You agree that we may use information generated by your use of the Services (for e.g., number of contacts sharing and usage of account) for the purposes of determining the most appropriate plan and pricing for you.

We reserve the right to suspend or restrict your account or your use of the ClearCard Service, or disable any third party integrations you have, should we believe that your use isn’t fair or reasonable or that it may cause degradation of the ClearCard Services to other users. This includes circumstances where your use (or integration of your account with a third party) is creating a security or availability risk for ClearCard or our other customers, is impacting (or may impact) the stability or performance of our systems, or is requiring disproportionate resource to deliver (eg, in terms of storage or processing requirements, support requests or helpdesk queries).

ClearCard cannot be used to support or illicit any illegal businesses or services as stated in the laws of the Republic of Singapore. Furthermore, Users must abide by PDPA laws and must ensure that direct expressed consent must be given by all contacts before a material or message is transmitted over the platform. If Affinite suspects an account of infringing on this policy, it reserves the right to terminate the account with immediate effect without refund.

Accuracy, Completeness, and Timeliness of Information

We are not responsible if information made available on this site is not accurate, complete, or current. The material on this site is provided for general information only, and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or timely sources of information. Any reliance on the material on this site is at your own risk. This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify  the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.

Modifications to the Service and Prices

Prices for our products are subject to change without notice.

We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without any notice to you at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension, or discontinuance of the Service.

Products or Services (If Applicable)

Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Refund Policy.

We have made every effort to display as accurately as possible the colours and images of our products that appear at the store. We cannot guarantee that your computer monitor’s display of any colour will be accurate.

We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of us. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that  the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.

Accuracy of Billing and Account Information

We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

For more details, please view our Refund Policy or contact us via support@clearcard.io for more information.

Optional Tools and Features

We may provide you with access to third party tools over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such tools on an ”as is” and “as available” without any warranties, representations, or conditions of any kind and without any endorsement. You shall hold us harmless and indemnify us from any liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of optional tools/features offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

You acknowledge that ClearCard may use third party suppliers to provide hardware, software, networking, connectivity, storage and other technology in order to provide the ClearCard Services. The acts and omissions of those third party suppliers may be outside of ClearCard’s control, and ClearCard does not accept any liability for any loss or damage suffered as a result of any act or omission of any third party supplier, save as otherwise expressly set out in the Agreement or in writing between the parties.

On behalf of itself and such third party suppliers, ClearCard excludes any other warranties that may be implied or otherwise apply under statute or other applicable law, to the maximum extent permitted by law.

We may also, in the future, offer new services and/or features through the website (including, the release of new tools, features and resources). Such new features and/or services shall also be subject to these Terms of Service.

Third Party Links

Certain content, products and services available via our Service may include material from third parties.

Third party links on this site may direct you to third party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.

Third Party Integration Partners

You acknowledge that in the provision of certain optional features and services, ClearCard, on receipt of instructions from you, may be required to transfer certain data held in your ClearCard account to, and otherwise interact with, third party partners who provide services that you have elected to integrate with the ClearCard Services (“Third Party Integration Partners”).

WhatsApp messages being broadcast or blasted that are user-initiated, must be approved by Metaverse and adheres to its guidelines.

You agree that if and to the extent such data transfer occurs, it is on your express election and instruction by virtue of you agreeing to use the Third Party Integration Partner’s services. You are solely responsible for compliance with all applicable laws (including applicable data protection laws) in respect of the transfer of the data by ClearCard to the Third Party Integration Partner, and for entering into separate contractual agreements with the Third Party Integration Partner. ClearCard is in no way liable for the provision of the services or the handling and processing of any data by the Third Party Integration Partner. For the avoidance of doubt, such third parties are not ClearCard’s sub-processors for data protection purposes.

User Comments, Feedback, and Other Submissions

If, at our request, you send certain specific submissions (for e.g., contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation:

(1) To maintain any comments in confidence;

(2) To pay compensation for any comments; or

(3) To respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libellous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.

Personal Information

Your submission of personal information through the website, forms, and marketing initiatives is governed by our Privacy Policy. Please view our Privacy Policy for more details.

Errors, Inaccuracies, and Omissions

Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.

Prohibited Uses

In addition to other prohibitions as set forth in these Terms of Service, you are prohibited from using the site or its content:

(a) For any unlawful purpose;

(b) To solicit others to perform or participate in any unlawful acts;

(c) To violate any international, federal, provincial or state regulations, rules, laws, or local ordinances;

(d) To infringe upon or violate our intellectual property rights or the intellectual property rights of others;

(e) To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;

(f) To submit false or misleading information;

(g) To upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet;

(h) To collect or track the personal information of others;

(i) To spam, phish, pharm, pretext, spider, crawl, or scrape;

(j) For any obscene or immoral purpose; or

(k) To interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses without further reference or notice to you. For the avoidance of doubt, we shall not be in any way responsible or a party to your violation of any of the prohibited uses.

Disclaimer of Warranties; Limitation of Liability

We do not guarantee, represent or warrant that your use of our Service will be uninterrupted, timely, secure or error-free. You shall hold us harmless and indemnify us from any such interruptions and/or disruptions from the said use of our Service.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You shall hold us harmless and indemnify us from any such results which may be inaccurate and/or unreliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without further notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall Affinite, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.


You agree to indemnify, defend and hold harmless and indemnify Affinite Solutions, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.

Personal Data Protection Act (PDPA)

We will, insofar as it is mandated by law under the PDPA and/or it is reasonable, ensure that our obligations and processes are maintained and adhere to the PDPA. Subject to the exceptions referred to in section 21 of the PDPA, you have the right to request access to a copy of your personal data which we may hold about you or information about the ways in which we use or disclose your personal data.

We understand that our product is developed with the intention of transferring basic particulars of a user (as with the details in a physical name card). In the event of any breach, misuse, exploitation, or error of the information contained in our product, you shall hold us harmless for any liabilities, claims, damages, and costs arising out of, or in connect with, the use of the product.

We will maintain appropriate administrative, physical and technical organizational measures to protect the security of the data or content that you input into the ClearCard Services.

You are responsible for complying with all applicable data protection laws in respect of your use of the ClearCard Services and with regard to any instructions you issue to ClearCard with regard to the processing of personal data you provide to ClearCard through the Services. In particular, you must ensure you have properly informed and obtained all necessary rights, authorizations or consents from any end-users, consumers, personnel or other individuals to whom the data relates, to enable ClearCard to lawfully access their personal data under these Terms and to process their personal data outside of their country of residence.

Data Retention

In the event that an account has been expired or terminated regardless of the reason for being so, all data (both customer and user data) will be deleted from the system permanently after a period of 30-days unless applicable laws or regulations require ClearCard to retain the data for a longer period. To the extent that we continue to hold the data, it shall be securely isolated and protected from further processing except to the extent required by applicable law.

Merchant Disputes

If there is a dispute between the parties in relation to these Terms (or any previous version of them), either party must give the other party notice of the nature and details of the dispute, and neither party will commence any court or arbitration proceedings until the procedure described in this section has been complied with.

Should ClearCard not being able to perform the request within (30) business days after receiving it, ClearCard must inform the customer in writing via email on the time by which the ClearCard will be able to perform their request. If ClearCard is unable to perform any request requested by merchant, the service provide shall generally inform merchant of the reasons of which.

If the dispute is not resolved within (30) Business Days of receipt of the notice of dispute, either party may by notice to the other party refer the dispute to mediation. The mediation will be in Singapore.

If the dispute cannot be resolved through mediation, then either party may refer the dispute to binding arbitration. The arbitration will be in Singapore and the results of the arbitration shall be non-appealable and binding on both parties.


Customers may unsubscribe from the platform at any point of time by sending UNSUB to the chat, or they may contact the team at ClearCard directly at support@clearcard.io.


In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.


The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.

These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).

Entire Agreement

The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.

Governing Law

These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of Singapore.

Changes to Terms of Service

You can review the most current version of the Terms of Service at any time at this page.
We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.

Contact Information

Questions about the Terms of Service should be sent to the team at ClearCard at support@clearcard.io.

Last updated: 1st June 2022